Ah Stephen,Captain Turner is wearing the full dress uniform of a Commander in the Royal Naval Reserve, he was promoted to Commodore of the Cunard fleet n March 1913 and appointed as an Honorary Commander in the Royal Naval Reserve in June 1913. He was master of the 'Aquitania' between May and July 1914 when the photo was taken. The medals which appear in this photograph are the Silver Medal of the Liverpool Shipwreck and Humane Society awarded for lifesaving in 1883, and the Transport Medal for service in transporting troops to South Africa during the Boer War 1899-1902. Captain Turner is mostly remembered for being in command of the passenger liner Lusitania (1907) when she was torpedoed and lost off the south coast of Ireland on 7 May 1915. He was awarded the OBE in recognition of his war service in January 1918.