Ah, KC on the Medway! I think you've been a bit generous with the freeboard forward, though. I remember going on a trip to Whitstable in a bit of a chop and being a trifle alarmed about taking one over the bows. The very low foredeck led straight down into the forward saloon. The MCA must have noticed at some point and she was altered with a WTB installed and access to the saloon relocated to the upper deck.
Thanks for posting - I can almost smell that heady mix of oily steam and coal smoke!
Originally built by Philip's for service on the River Dart to Totnes, freeboard wasn't considered to be necessary. The only times you get large waves there is between the Castles in the entrance on an ebb spring tide running out against a stiff South Easterly blow.