Odd thing happened today. My nephew is 30 next week and I thought that,as a present, I would give him the same as I gave him for his 21st - a £100 note in a card. It's a bit jokey as you don't often see a c-note plus young folk tend not to use cash these days. Anyway into the Bank of Scotland I go and ask for a £100 pound note in exchange for 5x£20 notes but the teller said "sorry we don't have a £100 note try another bank". Hmmm anyway off to the TSB - same request - this time I got "sorry I'm not allowed to do that as all transactions have to be registered" (i.e computerised). Hmmmm - One more bank left, The Clydesdale (I'm RBS but no branch in my town). Same request - I got "Do you have an account here" I said "No I'm RBS but there's no branch here" The teller then went into the back shop for a couple of minutes, came back and said "OK we'll do it as a one-off special transaction" Hooray! I walked out with my £100 note. The only other solution would have been a 30 mile round trip to the nearest RBS to withdraw £100 from my account. Isn't life getting difficult?!